Specialties

Corporate Risks

A highly qualified team develops claims adjustment solutions of any level of complexity, managing activities such as cause analysis, loss assessment and valuation, insurance contract analysis, salvage handling, tax considerations, and recovery studies.
We are specialists in the adjustment of Industrial Risks, Engineering, Trade and Services, Financial Losses, Accounting Investigations and Stock Validations, Business Interruption, and Biological and Biochemical Contamination.
Our team is composed of professionals with academic and technical backgrounds in Civil Engineering, Mechanical Engineering (Industrial and Equipment), Telecommunications, Electrical Engineering, Mechatronics, as well as Pharmacy, Biochemistry, International Trade, Accounting, and Law.

Riscos nomeados e Operacionais
Comércio e Serviços
Riscos de Engenharia
Rodovias e Concessões
Energy & Power
Riscos nomeados e Operacionais
Comércio e Serviços
Riscos de Engenharia
Rodovias e Concessões
Energy & Power

Liability

We have in our portfolio lawyers, engineers, architects, accountants, pharmacists, biochemists, doctors, dentists, customs brokers and administrators who develop Regulations and Technical Analysis in General Civil Liability (51), Port Operator RC, Professional RC (E&O) and D&O processes.

In addition to acting in the area of Civil Liability, the Legal Body develops the Preparation of Legal Opinions, Understandings (Duo Opinion) of Insurance Contracts, Simplified and Preventive Consultations for Reimbursement.

In addition to acting in the area of Civil Liability, the Legal Body develops the Preparation of Legal Opinions, Understandings (Duo Opinion) of Insurance Contracts, Simplified and Preventive Consultations for Reimbursement.

The Legal Body is located in the states of São Paulo and Santa Catarina and has technical support from the administrative and technical team of corporate risks in the other Horizon Servitas service bases.

General Liability<br> Professional Liability<br> (E&O and D&O)

General Liability
Professional Liability
(E&O and D&O)

Port Operators’ Liability

Port Operators’ Liability

Machinery, Equipment, and Improvements

Machinery, Equipment, and Improvements

Mechanical Engineers and other specialized technicians perform material damage assessments, cause investigations, regulatory evaluations, and loss valuation or rental payment analysis.

Since 1994, we have intensified claims adjustment and expert assessments in agricultural machinery and property improvements, maintaining a dedicated department and specialized professionals in this segment.

Silos, dryers, warehouses, conveyors, and poultry and swine facilities are supported by Civil, Mechanical, and Electrical Engineering teams for cause-and-effect analysis and quality inspections.

  • Equipment and Agricultural Collateral

    Agricultural and construction equipment, mobile and stationary
    Medical and hospital equipment

  • Property Improvements

    Rural properties, poultry houses, pig farms, grain receiving and processing facilities

Mass Claims

Present in most Brazilian states, Horizon Servitas provides agile service, integrating operational and technical areas.

Our systems support Remote Inspections, Self-Inspections, and On-Site Inspections, eliminating bottlenecks—especially time-related ones—by enabling immediate internal review and continuity of the claims process.

Our claims team has expertise in catastrophe conditions, ensuring efficient response in contingency scenarios. Our ERP system also enables document tracking and full process flow management.

  • Trade and Services

    Pharmacies, restaurants, retail stores, technical assistance providers, factories, and other small and medium-sized enterprises.

  • Condominium and Residential

    Shopping centers, residential, commercial, and mixed-use condominiums, as well as private residences and housing insurance.

Mass Claims
Cargo & Port Operators

Cargo & Port Operators

A specialized department dedicated to international transportation and port operators, operating in ports, airports, railways, and foreign trade operations, with global experience.

Bilingual professionals with extensive industry expertise are strategically located near Brazil’s main ports and airports, fully qualified to manage all procedures with customs legal support.

SMEs

  • Ports and Airports

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